Terms of Service

By accessing or using Alvo (https://alvocalculators.com), you agree to these Terms of Service. If you do not agree, please do not use the site.

Alvo provides free online financial calculators for educational and informational purposes. The site is provided "as is" without warranties of any kind, express or implied.

Nothing on Alvo constitutes financial, investment, tax, or legal advice. Calculator results are estimates based on assumptions and the inputs you provide. They may not reflect real-world outcomes, including market volatility, taxes, fees, inflation, or changes in personal circumstances.

You are solely responsible for decisions you make based on information from this site. Consult a qualified professional before making significant financial decisions.

You agree not to:

• Use the site for any unlawful purpose
• Attempt to disrupt, overload, or compromise the site or its infrastructure
• Scrape or automate access in a way that burdens our servers
• Reproduce substantial portions of the site without permission
• Misrepresent results from our calculators as guaranteed outcomes

The Alvo name, design, calculator logic, and content are owned by us or our licensors. You may link to our pages and share calculator results for personal, non-commercial use.

To the fullest extent permitted by law, Alvo and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or reliance on calculator results.

The site may link to third-party websites or display advertisements. We are not responsible for the content or practices of third parties. Your use of external sites is at your own risk.

We may modify these terms at any time. Material changes will be reflected in the "Last updated" date. Your continued use after changes constitutes acceptance.

These terms are governed by the laws of the United States. Any disputes shall be resolved in courts of competent jurisdiction.

Questions about these terms? Contact us. See also our Privacy Policy.